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How Much Does a Spouse Visa Cost in 2026? Full Breakdown

Full breakdown of UK spouse visa costs in 2026, including application fees, IHS, English tests, ILR, and the total cost of the five-year route to settlement.

Last updated: 2026-03-2210 min read
Table of Contents

Overview

Applying for a UK spouse visa involves more than a single application fee. Between the Home Office processing fee, Immigration Health Surcharge, English language tests, and other requirements, the costs add up quickly. When you factor in the extension and settlement stages, the total financial commitment over five years can exceed £12,000 per applicant in mandatory fees alone.

Key fact: The total mandatory Home Office fees and IHS for the full five-year spouse visa route to settlement is approximately £11,985 per applicant (rising to approximately £12,504 from 8 April 2026). This does not include English tests, the Life in the UK test, or optional costs such as solicitor fees.

This guide breaks down every cost at each stage of the spouse visa journey: from the initial application through to indefinite leave to remain. All figures reflect current fees as of March 2026, with April 2026 increases noted where applicable.

Stage 1: Initial Application

The initial spouse visa application is the most expensive single stage, primarily because the Immigration Health Surcharge covers a longer period.

From Outside the UK (Entry Clearance)

If the applicant does not currently hold a UK visa, they must apply from outside the UK. The initial grant is for 33 months.

FeeCurrentFrom 8 April 2026
Home Office application fee£1,938£2,064
Immigration Health Surcharge (33 months)£3,105£3,105
Total mandatory fees£5,043£5,169

The IHS for 33 months is calculated by rounding up to the nearest half year (33 months rounds up to 3 years), then multiplying by £1,035.

From Inside the UK (Switching)

If the applicant already holds a valid UK visa and is switching to the partner route from within the UK, the initial grant is for 30 months.

FeeCurrentFrom 8 April 2026
Home Office application fee£1,321£1,407
Immigration Health Surcharge (30 months)£2,587.50£2,587.50
Total mandatory fees£3,908.50£3,994.50

Key fact: The Immigration Health Surcharge must be paid in full upfront. It cannot be paid in yearly instalments. If you do not pay the surcharge, your application cannot be processed.

Dependent Children

Each dependent child included in the application pays the same Home Office application fee as the main applicant. The child IHS rate is £776 per year (not the standard adult rate of £1,035). Children must be under 18 at the time of application.

Stage 2: Extension (Further Leave to Remain)

After the initial grant expires, applicants must apply to extend their stay. This is known as Further Leave to Remain, submitted using the FLR(M) form. The extension is granted for 30 months.

FeeCurrentFrom 8 April 2026
Home Office application fee£1,321£1,407
Immigration Health Surcharge (30 months)£2,587.50£2,587.50
Total mandatory fees£3,908.50£3,994.50

The extension fees are the same as an in-country initial application. The financial requirement must be met again at this stage, and the applicant must pass an English language test at A2 level (or provide evidence of an exemption).

Super Priority Service

For in-country applications (extensions and switching), applicants can pay an additional £1,000 for the super priority service, which aims to provide a decision by the end of the next working day after the biometric appointment. This service is not always available and must be checked at the time of application.

There is no priority or super priority service available for in-country spouse visa FLR(M) applications at the standard £500 tier. Only the £1,000 super priority option applies where available.

Stage 3: Indefinite Leave to Remain (Settlement)

After completing five continuous years on the partner route, applicants can apply for indefinite leave to remain (ILR). This is the final stage before permanent settlement.

FeeCurrentFrom 8 April 2026
Home Office application fee£3,029£3,226
Immigration Health SurchargeNot payableNot payable
Total mandatory fees£3,029£3,226

Key fact: The Immigration Health Surcharge is not payable on ILR applications. This is because ILR grants permanent residence, so the applicant is no longer treated as a temporary migrant for NHS purposes.

ILR Priority Services

Two optional priority services are available for ILR applications:

ServiceAdditional feeDecision timeline
Priority£500Within 5 working days
Super priority£1,000By end of next working day

These fees are per person and are charged on top of the ILR application fee. If a family applies together, each member must pay the priority fee individually.

Total Cost: The Full Five-Year Route

Here is the total mandatory cost for a single applicant completing the entire five-year spouse visa route, from initial entry clearance to settlement.

StageCurrent feesFrom 8 April 2026
Initial application (entry clearance, 33 months)£5,043£5,169
Extension (FLR(M), 30 months)£3,908.50£3,994.50
Settlement (ILR)£3,029£3,226
Total mandatory fees£11,980.50£12,389.50

For a couple where the applicant applies from outside the UK, the mandatory Home Office fees and IHS alone come to nearly £12,000. This does not include any of the additional costs listed below.

For a Family

If the applicant includes one dependent child (under 18) in each application, the total cost rises significantly. Each child pays the full application fee plus the child IHS rate (£776 per year). A family of three (one applicant plus two children) completing the full route could face mandatory fees exceeding £30,000 in total.

Additional Costs

Beyond the Home Office fees and IHS, several other costs are part of the spouse visa process.

English Language Tests

The applicant must demonstrate English language ability at three different stages:

StageLevel requiredTypical cost
Initial applicationA1 (speaking and listening)£150 to £200
ExtensionA2 (speaking and listening)£150 to £200
ILRB1 (speaking and listening)£150 to £200

Tests must be taken with a Home Office-approved Secure English Language Test (SELT) provider. The most commonly used test is IELTS Life Skills, which typically costs £150 to £190. IELTS for UKVI Academic or General Training tests cost around £200 to £250.

Not all applicants need to take a test. Nationals of majority English-speaking countries (including the USA, Australia, New Zealand, and Jamaica, among others) are exempt. Applicants with a degree taught in English may also be exempt, though overseas degrees require Ecctis verification (which carries its own fee).

Definition: A Secure English Language Test (SELT) is an English language test from a Home Office-approved provider that generates a unique reference number (URN). Only SELTs are accepted for UK visa applications. Taking a non-approved test will not satisfy the requirement, even if it assesses the same skills.

Life in the UK Test

Required at the ILR stage. The test fee is £50 per attempt. The test can be retaken as many times as needed, with a fee payable each time.

Tuberculosis (TB) Test

Applicants applying from certain countries must provide a TB test certificate from a Home Office-approved clinic. The test typically costs between £65 and £110, depending on the country and test centre. Some applicants face additional travel costs if the nearest approved clinic is far from their home.

TB tests are only required for applications made from outside the UK. In-country applicants do not need a TB test.

Document Translation

Any documents not in English or Welsh must be translated by a professional translator and submitted alongside the original. Translation costs vary by document length and language, but as a rough guide, expect to pay around £40 to £80 per single-page document. Common documents that may need translation include marriage certificates, divorce certificates, and bank statements.

Biometric Enrolment

For out-of-country applications, applicants must attend a visa application centre (VAC) to provide fingerprints and a photograph. VAC fees vary by country and provider, and some centres charge additional fees for services such as document scanning or courier return of passports. These costs are separate from the Home Office application fee.

For in-country applications, biometric enrolment is handled through UKVCAS centres. There is no separate biometric fee for in-country applications, but appointment availability varies and premium appointment slots may carry an additional charge.

Using a solicitor or immigration adviser is not mandatory, but many applicants choose professional help, particularly for complex financial situations or applications involving self-employment income. Solicitor fees for spouse visa applications typically range from £1,500 to £5,000 or more, depending on the firm and the complexity of the case.

For the full five-year route (initial application, extension, and ILR), total legal fees could reach £5,000 to £15,000 if professional help is used at each stage.

Costs That Catch People Off Guard

Several costs are commonly overlooked when budgeting for a spouse visa:

The IHS is paid upfront and in full. For an entry clearance application, this means finding £3,105 on top of the application fee at the time of submission. Many applicants underestimate this because they expect to pay it annually.

Children pay separate fees. Each dependent child pays the full application fee. This is frequently missed at the planning stage because British citizen children do not need a visa, but non-British children included in the application do.

The extension is almost as expensive as the initial application. Some applicants focus on the first application costs without budgeting for the extension, which arrives approximately 30 months later with nearly identical fees.

Application fees are non-refundable on refusal. If the application is refused, the Home Office fee is lost. The IHS is refunded on refusal, but the application fee is not. This makes thorough preparation before submission particularly important.

Currency conversion for overseas applications. For applications made outside the UK, fees are often charged in local currency. Exchange rates used by the Home Office or visa application centres may differ from standard rates, and bank transaction fees can add further cost. Budgeting an extra 3 to 5 per cent is advisable.

Key fact: The Home Office application fee is non-refundable if the visa is refused. The Immigration Health Surcharge is automatically refunded on refusal. Checking eligibility before applying can prevent the loss of nearly £2,000 in application fees.

Fee Waivers

In limited circumstances, applicants on family or human rights routes can apply for a fee waiver if they cannot afford the application fee and IHS. Fee waivers are granted where the applicant can demonstrate that they are destitute or would be rendered destitute by paying the fee, or that there are exceptional circumstances relating to the welfare of a child.

Fee waivers are not available for entry clearance applications (only in-country applications). They are assessed on a case-by-case basis and are not guaranteed.

How to Reduce Costs

While the Home Office fees are fixed, there are practical steps to manage the overall cost:

Apply before 8 April 2026. Applications submitted before this date are charged at the current fee rates, even if the decision is issued after 8 April. This applies to both the application fee and any associated fees calculated at the time of submission.

Take a higher-level English test early. If the applicant passes at A2 level for the initial application (instead of the minimum A1), the same result can typically be reused for the extension, saving the cost of a second test. Similarly, passing at B1 level early covers the ILR English requirement.

Prepare your own application. The Home Office guidance and Immigration Rules are publicly available. Many applicants successfully prepare their own applications without a solicitor. Using a professional is a personal choice based on complexity and confidence, not a requirement.

Check your financial eligibility before applying. Confirming that you meet the financial requirement before submitting an application avoids the risk of losing the non-refundable application fee to a refusal.

How AssessNow Can Help

The financial requirement is one of the most common reasons for spouse visa refusals, and a refusal means losing the application fee with no refund. Before committing to the costs outlined above, it is worth confirming that your financial position meets the current rules.

Our Spouse Visa Financial Requirement assessment checks your income, savings, and employment situation against the current Appendix FM rules. You receive a personalised report with an evidence checklist tailored to your specific income categories, so you know exactly what documents to prepare and where you stand before spending on the application itself.

Frequently asked questions

How much does a UK spouse visa cost in total?
The total cost depends on whether you apply from outside or inside the UK. For an initial application from outside the UK, expect to pay at least £5,043 in Home Office fees and IHS alone (rising to £5,169 from 8 April 2026). Additional costs for English tests, TB tests, and document translation can add several hundred pounds more.
What is the Immigration Health Surcharge for a spouse visa?
The IHS is £1,035 per year, paid in full upfront. For a 33-month entry clearance grant, you pay £3,105. For a 30-month in-country extension, you pay £2,587.50. The IHS is not payable when applying for indefinite leave to remain.
How much does the full five-year spouse visa route cost?
The total Home Office fees and IHS for the full five-year route to settlement (initial application, extension, and ILR) come to approximately £11,985 for the main applicant applying from outside the UK. From 8 April 2026, this rises to approximately £12,504. Additional costs such as English tests, Life in the UK test, and optional solicitor fees are on top of this.
Do spouse visa fees increase from April 2026?
Yes. From 8 April 2026, the entry clearance fee rises from £1,938 to £2,064, the in-country extension fee rises from £1,321 to £1,407, and the ILR fee rises from £3,029 to £3,226. The Immigration Health Surcharge remains unchanged at £1,035 per year.
Can I get a refund if my spouse visa is refused?
The application fee is not refundable if your visa is refused. The Immigration Health Surcharge is automatically refunded if your visa application is refused. This makes it important to check your eligibility and prepare your application carefully before submitting.

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Important: This guide is for informational purposes only and does not constitute legal advice. Immigration rules change frequently. For formal immigration advice, consult a qualified immigration solicitor or adviser regulated by the SRA or IAA.